body {
  margin: 20px;
  padding: 0px;
  font-family: Helvetica, Arial, sans-serif;
	font-size: 0.7em;
  color: black;
  background-color: #1C2F2F;
}
a, a:visited { text-decoration: none; color: #1C2F2F; }
a:hover, a:visited:hover { text-decoration: underline; color: #1C2F2F; }
a.active { font-weight: bold; }

table { font-size: 1em; }
table#surround {
  background-color: white;
	border: none;
	border-collapse:collapse;
	font-size: 1em;
	width: 100%;
	height: 100%;
}
#top { height: 100px; }
#top #logo {
	height: 100px;
	width: 260px;
	padding: 10px;
}
#top #phone0800 {
	width: 100%;
	padding: 0px;
	background: url(0800bg.gif) center center no-repeat;
}
#top #nzmba {
	height: 100px;
	width: 159px;
	padding: 0px;
	text-align: right;
}
#top #nzmba a {
	width: 159px;
	height: 100px;
	float: right;
}
#top #nzmba a img { border: none; }

/* ### NAV BAR ################################################### */
#nav {
	height: 38px;
	padding: 0 0 3px 0;
	background-color: #8C6C39;
	color: white;
	text-align: center;
	vertical-align: middle;
}
#nav a { white-space: nowrap; margin: 0px 5px; }
#nav a, .links a {
	border-bottom: 3px solid black;
	border-right: 3px solid black;
	padding: 5px 7px;
	color: white;
	background: #1C2F2F url(highlight_hlg.gif) top left;
  font-family: Verdana, Arial, Helvetica, sans-serif;
}
.tools a, #nav a:visited, .tools a:visited, #nav a:hover, .tools a:hover, #nav a:visited:hover, .tools a:visited:hover { color: white; }
#nav a:hover, .links a:hover, #nav a:visited:hover, .links a:visited:hover {
	background: #1C2F2F url(highlight_hlg_hover.gif) top left;
}
.tools .links a {
	padding: 5px 0px;
}


/* ### L/H TOOLS BAR ################################################## */
.tools {
	vertical-align: top;
	text-align: center;
	width: 130px;
	background: #1C2F2F url(plan_fade_hlg.jpg) top left repeat-x;
	height: 500px;
}
#tools_top {  }
#tools_secure { vertical-align: bottom; background-image: none; height: 50px; }
.tools .title { margin: 20px 0px; font-weight: bold; }
.tools .links { width: 120px; }
.tools .links a {
	display: block;
	margin: 10px;
	color: white;
	border-color: white black black white;
}
.tools .profile a { text-decoration: underline; }

#darren {
	font-style: italic;
	color: white;
	margin: 0px 10px;
}
#darren p { margin: 10px; font-size: 0.9em; }

/* ### MAIN CONTENT ################################################ */
#content {
	background: white;
	padding: 30px 30px 0 30px;
  line-height: 1.2em;
	text-align: justify;
	vertical-align: top;
	font-size: 1.25em;
}

div.contents { font-size: 1.25em; line-height: 1.1em; border-right: 10px solid white; }

/* ### TITLES #################################################### */
h1, h2, h3 {
	font-family: Helvetica, Arial, sans-serif;
  font-size: 2em;
  font-weight: bold;
  padding: 0px 10px 10px 0px;
	margin: 0 0 15px 0;
	text-align: left;
	line-height: 1em;
}
br.clear_h1 { margin-bottom: 50px; display: block; clear: right; }
h1 { clear: right; }
h1.inbetween { font-size: 1.7em; }
h2 {
  border-bottom: 3px solid #aaa;
	padding-bottom: 0px;
  font-size: 1.3em;
  margin-top: 20px;
	margin-bottom: 10px;
}
h2 a, h2 a:visited { text-decoration: underline; }
h3 {
  border-bottom: 3px solid #aaa;
	padding-bottom: 0px;
  margin-top: 10px;
	margin-bottom: 10px;
  font-size: 1.1em;
}

/* ### AGENTS ################################################### */
#people {
  padding: 20px 5px 0px 5px;
  text-align: center;
  line-height: 1.3em;
	color: white;
}
.person { margin-bottom: 25px; }
.person img { border: 1px solid black; margin-bottom: 10px; }
.person .name { font-weight: bold; }
.person .position { font-style: italic; margin-bottom: 0.3em; }
.person .contact { font-size: 0.9em; color: #555; }
.person .extra { margin-top: 5px; }
.person a img { border: 1px solid black; }


/* ### GENERIC? ################################################### */
.indent, .glossary {
  padding: 5px 20px 5px 20px;
  font-size: 1em;
}
.term {
  font-weight: bold;
}
/*div.name {
  font-weight: bold;
  border-bottom: 3px solid #aaa;
  margin-bottom: 5px;
}*/

table.form { background: #ddd; font-size: 1em; width: 50%; padding: 10px; border: 1px solid #aaa; margin: 10px; }
.form td.label { text-align: right; width: 45%; }
.form td.pre { text-align: center; width: 15px; }

.info { color: black; background: url(info.gif) 10px no-repeat white; padding: 10px 0px 10px 40px; margin: 10px 0px; border: 1px solid #888; }

/* ### PHOTOS $################################################### */
#content .stock { }
#content .right, #content .iRight { float: right; padding-left: 20px; background: white; margin-left: 20px; }
#content .iLeft { float: left; padding-right: 20px; background: white; margin-right: 20px; }
#content .files .right { background: none; }

/* ### 3 BOXES ################################################### */
table.boxes { 
	margin: 20px 0px 0px 0px;
	font-size: 1em;
	border-spacing: 10px;
}
.boxes td {
	border: 3px solid #1C2F2F;
	padding: 5px;
	background: #eee;
	vertical-align: top;
}
.boxes td a {
	display: block;
}
.boxes td a, .boxes td a:hover {
	text-decoration: none;
	color: #1c2f2f;
}
.boxes td a:hover {
	text-decoration: underline;
}
.boxes td a b {
	font-size: 1.2em;
	color: black;
}
ul {
	padding-top: 0px;
	margin-top: 7px;
	margin-left: 0px;
	padding-left: 30px;
}
ul li {
	list-style-image: url(bullet.gif);
	padding-bottom: 5px;
}

.address { padding-left: 20px; }
.address .label { float: left; }
.address .details { margin-left: 80px; display: block; zoom:1; }

/* ### FOOTER ################################################### */
#footer {
	height: 20px;
	padding-top: 12px;
	background-color: #1C2F2F;
	color: #bbb;
	text-align: center;
  font-size: 0.9em;
	clear: both;
}
#footer b {
  color: white;
  font-size: 1.3em;
}
#footer .number { font-size: 1.3em; }
#footer a { color: white; }
#set_widths { background-color: #1C2F2F; height: 1px; }

/* ### MISC ################################################### */
.quote {
	border: 1px solid #ccc; 
	border-width: 1px 0px 1px 0px; 
	padding: 20px; 
	margin: 5px 10px; 
	background: url(quote.gif) left no-repeat; 
	font-style: italic; 
	font-size: 1.1em; 
	font-family: Georgia, "Times New Roman", Times, serif; 
	line-height: 1.6em;
}
.citation {
	text-align: right; 
	margin: 0px 10px 20px 10px; 
	font-style: italic;
}

p.fancy { text-align: center; padding: 30px; }
p.fancy a { text-decoration: none; background: #eee; padding: 10px; border: 1px solid #888; }
p.fancy a:hover { background: #e6e6e6; border: 1px solid #444; }

.reversed { background-color: #1C2F2F; }

table.list { width: 100%; font-size: 1em; border-collapse: collapse; border-spacing: 0; }
table.list td, table.list th { padding: 5px; vertical-align: middle; }
table.list th { text-align: left; font-weight: bold; padding: 4px 5px; border-bottom: 1px solid black; }
.odd { background: #e7e7e7; }
.even { background: #f3f3f3; }

#interest_rates td, #interest_rates th { padding: 10px; }
.phone { font-weight: bold; font-size: 1.1em; }

/* ### BRANCH CHOOSER PAGE ################################################### */
ul.ul_links li.link a { text-decoration: none; border: 1px solid white; display: block; padding: 3px 6px; }
ul.ul_links li.link a:hover { text-decoration: none; border: 1px solid #1C2F2F; }

#interest_rates { width: 50%; }

ol.with_gaps li { margin-bottom: 1em; }

.home_intro h2 { border-bottom-width: 1px; margin-bottom: 0; font-size: 1.3em; font-weight: normal; }

/* PREFERRED SUPPLIERS */
.preferred_suppliers { width: 800px; border-spacing: 5px; border: none; }
.preferred_suppliers td { width: 200px; vertical-align: top; }
.preferred_supplier { border: 1px solid #eee; padding: 5px; text-align: center; }
.preferred_supplier .name { font-weight: bold; margin-top: 0.5em }
.preferred_supplier .url { font-size: 0.9em; margin-top: 0.5em }